Key takeaways If you find yourself in too much debt to keep up with, you might be able to negotiate with your credit card issuer…
Key takeaways An instant-use credit card is a card you can use right away for purchases and enjoy the benefits immediately, instead of waiting for a physical card to arrive in the mail. Not all…
alvaro gonzalez/Getty Images A financial advisor is a general term that has come to encompass a person who provides guidance on financial topics. That definition allows virtually anyone who offers financial help to call themselves an advisor. But the different types of financial advisors can vary dramatically, and those looking…
Johner Images/Getty Images Key takeaways Getting out of default is possible by rehabilitating your loans or consolidating them through the Direct Consolidation Loan program. Consolidating defaulted student loans can stop the default from negatively impacting your credit score. Federal student loans are in default if you haven’t made a payment…
Key takeaways The graduate repayment plan is a payment option for federal loans that starts with low monthly payments that gradually increases. Most federal student loans qualify for a graduated repayment plan. Graduated repayment plans for consolidated and nonconsolidated student loans are different. Federal student loan holders can choose from…
Stocks have seen significant declines so far in 2025, with the S&P 500 briefly entering bear market territory following new tariffs from President Donald Trump’s administration. Markets surged after a 90-day pause on the tariffs for most countries was announced, but the selling resumed as investors assess the impact on…
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More ArticlesPhotography by Getty Images; Illustration by Bankrate Whiplash may be the best word to describe the stock market recently. The announcement of Trump’s reciprocal tariffs earlier this month sent investors into a frenzy. The S&P…