F.J. Jimenez/ Getty Images; Illustration by Austin Courregé/Bankrate Virginia drivers used to be able to circumvent minimum insurance coverage by paying a $500 uninsured motor vehicle (UMV) fee. However, this is no longer the case. Drivers are now mandated by law to carry a certain amount of bodily injury liability…

Cherdchanok Treevanchai/Getty Images Key takeaways Home insurance typically covers foundation issues caused by covered perils, such as fire and severe weather events like hurricanes and tornadoes. Exclusions to coverage may include wear and tear, neglect, faulty construction and settling or expansion of soil. It is important for homeowners to maintain…

The IRS on Thursday announced the start date for the 2026 tax filing season later this month, when taxpayers will be able to start filing their returns for the past year. Taxpayers may begin filing their 2025 tax returns on Monday, Jan. 26, the IRS announced. That will give taxpayers more than…

Andriy Onufriyenko/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Credit card networks and issuers perform two distinct roles, though both can issue credit cards. Credit card issuers are responsible for card details, rates, fees and perks. Credit card networks may play a role in available card…