Iran’s currency hit a new low on Saturday with $1 costing 1,043,000 rials, and it could fall even further as global tensions rise. The country…
Credit Sesame’s personal finance news roundup, April 5, 2025. Stories, news, politics, and events impacting personal finance during the past week. Card rates climb sharply in 2025Q1 2025 sees steepest drop since 2022April 2025 tariff…
Key takeaways You might be able to cancel a credit card application right after applying if the credit card issuer hasn’t completed processing it yet. If you’ve already been approved for the card, you’ll probably need to cancel your new card just like you would any other card. Before you…
Key takeaways The annual percentage rate (APR) on a mortgage represents the total yearly cost of the loan, including interest, fees and mortgage points. Comparing loan APRs — as opposed to interest rates — gives you a clearer idea of the most affordable option. A mortgage’s APR is always higher…
Key takeaways The main types of mortgages are conventional loans, government-backed loans, jumbo loans, fixed-rate loans and adjustable-rate loans. There are other types of mortgages for specialized purposes, such as building or renovating a home or investing in property. The right mortgage for you depends on the strength of your…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Refinancing your mortgage typically costs between 2 and 6 percent of the new loan amount. These closing costs might include fees for origination, a home appraisal and title services. You can save on the cost of refinancing by boosting your…
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With summer vacations just around the corner, millions of Americans are getting ready to cash in their hard-earned credit card rewards: points, miles and cash back they’ve accumulated all year to help cover flights, hotel stays and rising costs…
