Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Contrary to popular belief, you don’t actually have to put down 20% of a home’s price to get a mortgage. Some mortgages don’t require any down payment at all, and you can get a conventional mortgage with as little as…

A Federal Reserve policymaker is warning that it could make sense to raise interest rates if inflation remains elevated above the Fed’s 2% target amid uncertainty over the duration of the oil and gas price shock. Federal Reserve Bank of Cleveland President Beth Hammack said in an interview with The…

Illustration by Hunter Newton/Bankrate While most 24-year-olds are preparing to leave the warm embrace of their parents’ health insurance, Jocelyn Becerra had something else in mind — becoming a homeowner.  Two years ago, Becerra bought her house in Bentonville, Ark., after a year of buckling down to save up. She…

A new report from Gallup finds that U.S. workers are less optimistic about the job climate and their level of engagement with their current jobs has remained relatively flat. Gallup released its 2026 State of the Global Workplace report on Wednesday, which showed that while 51% of global workers think…