Dmitrii Marchenko/GettyImages Key takeaways With a Roth IRA, you contribute money without getting an up-front tax break (unlike a traditional IRA, which offers a tax…
MoMo Productions/Getty Images Key takeaways FHA loans are insured by the Federal Housing Administration and may have more lenient qualifications than conventional loans. FHA loan limits vary by location, but in 2026, they’re generally between…
Andria Patino/Getty Images New York is one of the most expensive states to buy a home in the U.S., driven by high prices in New York City, Westchester and Long Island. As of Dec. 2025, the median home sales price has increased 3.6% from the year prior, according to Redfin,…
Tax season is fast approaching and several tax policy changes impacting older Americans will be in effect when seniors go to file their returns. The enactment of Republicans’ One Big Beautiful Bill Act (OBBBA) last year revised a number of tax policies, including some provisions that the IRS is implementing for…
How Roth IRA gains are taxed depends on when and why you withdraw the money. You can typically withdraw growth inside a Roth IRA completely tax-free if you meet certain IRS rules. However, early withdrawals or non-qualified distributions may trigger income tax and even penalties. It can be extremely beneficial…
I’m a big fan of getting money back from purchases I would have made anyway. I rarely carry cash, use a debit card or write a check. Instead, I used three credit cards for most of my purchases in 2025, and when all was said and done, I earned close…
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JPMorgan CFO Jeremy Barnum warned Tuesday that President Donald Trump’s push to put a 10% cap on credit card interest rates could hurt the broader economy and reduce access to credit. “What’s actually simply going…
