Image: Getty Images; Illustration: Bankrate HELOC rates took a big dive in the latest week, dropping to three-year lows. The $30,000 home equity line of credit plummeted 78 basis points to 7.44%, as a major lender resumed its promotions, according to Bankrate’s national survey of lenders. Meanwhile, the benchmark five-year…

ImagePixel/Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways The right credit card program for you depends on how you spend and how you prefer to redeem rewards. Top rewards programs offer flexible earning structures and valuable redemption options, including points transfers. Many also include extra perks like limited-time offers, dining…

Beef prices are surging, and American households are forking over more money for their steaks, roasts and burgers, the latest inflation data shows. The Bureau of Labor Statistics released the December consumer price index (CPI) which showed that prices for beef and veal rose 1% compared with prices the month before…