Key takeaways PITI stands for principal, interest, taxes and insurance — the four big elements of your monthly mortgage payment. You can calculate your PITI…
Photography by Getty Images; Illustration by Bankrate Turning 26 isn’t a big milestone birthday like turning 18 or 21, but it did come with some personal — and financial — adjustments. I now bake all…
Key takeaways Credit card issuers may choose to reject your application even if you have a good or excellent credit score. Factors like previous credit mistakes, too many applications and too many cards can affect your approval odds. If you were denied a credit card with good or excellent credit,…
BlackRock CEO Larry Fink’s annual letter to investors continued the firm’s shift away from politically controversial topics like diversity, equity and inclusion (DEI) as well as environment, social and governance (ESG) policies. Fink released his annual chairman’s letter to investors on Monday, and the 2025 edition of the letter omitted…
Cryptocurrency has long been associated with frauds and outright scams, dating back to at least the massive loss of Bitcoin from the Mt. Gox crypto exchange in 2014. In many ways, crypto is an ideal vehicle to commit fraud because of its broad adoption by criminals, the anonymity of transactions…
Key takeaways Seasoning, for mortgage-related purposes, refers to the amount of time you’ve had funds in your bank account — specifically, the money to cover the down payment and closing costs. For mortgages, money becomes “seasoned” after it’s been in an established account from 60 to 90 days. Seasoning requirements…
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Bloomberg / Contributor / Getty Images It seems like only yesterday that Robinhood waltzed onto the brokerage scene to show the grownups how kids these days think things should be done around here. Trading commissions?…
