Image by GettyImages; Illustration by Bankrate Home equity lines of credit (HELOCs) have tumbled past the key threshold of 8 percent. The average rate on…
PM Images/GettyImages; Illustration by Hunter Newton/Bankrate Credit unions are not-for-profit, member-owned institutions that commonly offer savings accounts with above-average rates, low minimum deposit requirements and low (or no) fees. While some credit unions restrict membership…
Payment processing platform Zelle shut down its standalone application Tuesday, redirecting users to banks and credit unions offering its services instead. When attempting to sign in to the app, users are met with a message stating it’s “no longer available for sending and receiving money.”TRADING APP TRACKS PORTFOLIOS OF FAMOUS…
The wildfires may be out, but that doesn’t mean Californians can rest easy. The January 2025 wildfires are on track to be the most expensive natural disaster in U.S. history — topping the damage done by Hurricane Katrina in 2005. Already, the California FAIR Plan has run out of money…
Key takeaways Student loan consolidation rolls multiple loans into a single loan with one interest rate and monthly payment. The interest rate on a new Direct Consolidated Loan is the weighted average of all the consolidated loans. Loan consolidation may not get you a lower rate, though other actions may.…
A chocolate manufacturer has issued a voluntary recall of certain chocolate bars sold in the U.S. and Canada, because they could contain “small stones.” Tony’s Chocolonely Inc., based in Amsterdam, Netherlands and has offices in places like New York City, announced the recall on Monday, saying the chocolate bars in…
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Cryptocurrency has long been associated with frauds and outright scams, dating back to at least the massive loss of Bitcoin from the Mt. Gox crypto exchange in 2014. In many ways, crypto is an ideal…
