Prioritizing debt in January starts with reviewing all balances, understanding monthly expenses, and redirecting available cash toward debt repayment so holiday balances do not continue to grow.  With 37% of Americans accumulating an average of $1,223 in holiday debt, according to LendingTree, many households begin the year looking for a financial reset. A…

President Donald Trump’s call for a 10% cap on credit card interest rates could impact access to credit cards for many American consumers while also impacting small businesses. Trump on Friday declared he wants to impose a 10% cap on credit card interest rates to be implemented for one year starting on…

Inflation rose at a steady pace in December and remained persistently above the Federal Reserve’s target rate as policymakers consider the case for interest rate cuts amid economic uncertainty. The Bureau of Labor Statistics said on Tuesday that the consumer price index (CPI) – a broad measure of how much everyday…

When your home experiences damage from a covered disaster, your insurer uses one of two methods for determining the payout for damages and lost belongings. Actual cash value, or ACV, takes depreciation into account, and pays out based on what your belongings are worth now, in their depreciated state. Replacement…