inCapitalica

Most of us don’t think much about our tax withholding until tax time. That’s when reality sets in — in the form of a big tax bill or a tax refund. When you file your tax return, you discover whether more than enough money is being withheld from your paychecks…

martin-dm/ E+/ Getty Images Travel reward credit cards and 0 percent introductory APRs on purchases and balance transfers don’t often co-exist. Having travel rewards and 0 percent APR are incredible perks on their own, but when you combine the two, you have a credit card with potential for substantial savings…

Key takeaways Credit cards can have major benefits compared to cash when traveling internationally — including convenience, rewards and protection. Make sure you choose a credit card that is commonly accepted overseas — and when in doubt, have a backup. There may be fees associated with using your credit card…

Key takeaways Business loans are available from a variety of lenders, including banks, credit unions and online lenders. Banks and credit unions are ideal for established businesses with good to excellent credit. Compared to traditional lenders, online lenders and nonprofits are more willing to work with businesses with poor or…