inCapitalica

Key takeaways Buying a new car allows for customization and the latest technology, but it comes at a higher price and loses value quickly. Used cars are less expensive and slower to depreciate, but may require compromises and can come with higher maintenance costs. When deciding between new and used,…

Teaching kids about money early on can shape how they view and manage finances for the rest of their lives. Financial Literacy Month is the perfect opportunity to start those meaningful conversations that build confidence and responsibility around money. By introducing simple, age-appropriate lessons, parents can help their children develop…

Pro tip: Start planning your baskets early. Track what you already have at home, watch for sales, and compare prices before buying treats or toys. Planning ahead prevents last-minute impulse purchases, avoids seasonal markups, helps you stick to your budget, and ensures the baskets feel thoughtful rather than rushed How…

American retirees may be done with their working careers, but they may still face the scrutiny of an IRS audit if their tax return raises red flags. Data from the IRS shows the tax collection and enforcement agency has conducted audits on fewer than 1% of individual tax returns in recent years. In…