inCapitalica

Key takeaways According to a new Realtor.com report, more than a quarter of U.S. homes, worth $12.7 trillion, face extreme hurricane, flood or wildfire risks, with many properties underinsured or lacking coverage. Rising home insurance costs and insurer withdrawals from high-risk areas are leaving many homeowners with unaffordable premiums, high…

David Papazian/Getty Images Friday’s tepid jobs report means mortgage rates might finally be poised to fall. The U.S. economy created few jobs in August, the Labor Department reported, news that could set the stage for both a rate cut by the Federal Reserve and a downturn in mortgage rates. “Mortgage…

Key takeaways Stocks can be categorized in many ways, including common, preferred, growth, value, dividend and foreign, as well as by market cap and sector. Stocks don’t neatly fall into one type. Every stock has a market cap, a sector and other characteristics that can define it and shift over…

Glen Wagstaff, an attorney based in Utah, opened an international consulting firm a couple of years ago. His first client was an ice cream company in Brazil. Wagstaff and his team helped them get FDA approval. “They were the first ice cream company in the history of Brazil to get…