While most personal loan interest rates are fixed, federal rate changes and inflation do impact interest rates for new loan borrowers, although indirectly. As the cost of living rises and more Americans take on personal loan debt, it is important for consumers to understand how inflation and federal rate changes…

Mortgage rates fell again this week, mortgage buyer Freddie Mac said Thursday. Freddie Mac’s latest Primary Mortgage Market Survey, released Thursday, showed the average rate on the benchmark 30-year fixed mortgage fell to 6.26% from last week’s reading of 6.35%. The average rate on a 30-year loan was 6.09% a year…

The Federal Trade Commission (FTC) on Thursday filed a lawsuit against Ticketmaster and its corporate parent, Live Nation, accusing the companies of deceiving performing artists and consumers about price and ticket limits. Seven states joined the FTC’s lawsuit against Ticketmaster and Live Nation for allegedly engaging in tacit coordination with brokers…

Key takeaways A personal loan can get you cash within days at a fixed rate and steady payment. Personal loans tend to carry lower, more affordable interest rates than credit cards. Before deciding to get a personal loan, consider potential downsides, such as steep fees and rigid repayment terms. Personal…