Ira T. Nicolai/Getty Images The Roth IRA is a powerful retirement account that offers savers unique tax breaks, flexible withdrawal options, optimal wealth-transfer perks and more. It’s easy to set up a Roth account on…

A chocolate manufacturer has issued a voluntary recall of certain chocolate bars sold in the U.S. and Canada, because they could contain “small stones.” Tony’s Chocolonely Inc., based in Amsterdam, Netherlands and has offices in places like New York City, announced the recall on Monday, saying the chocolate bars in…

Monkey Business Images/Shutterstock Key takeaways A part-time student is generally anyone who enrolls in half of the full-time course load, though definitions may vary.  Part-time students can apply for a few types of federal student loans: direct subsidized, direct unsubsidized and direct plus loans. Private lenders also offer loans for…

Key takeaways HELOC applications require a hard credit pull, which temporarily lowers your credit score. Closing a HELOC and carrying a big debt balance could lower your credit score, depending on how your lender reports your line of credit to credit bureaus. Using HELOC funds to pay off other, higher-interest…

Tesla’s shares spiked on an unconfirmed report that the electric vehicle maker’s CEO, Elon Musk, may exit the Department of Government Efficiency (DOGE). Politico, citing unnamed sources, reported Wednesday that President Donald Trump let his Cabinet and inner circle know that Musk’s departure from DOGE was coming soon, with the…