Key takeaways Getting the lowest mortgage rate possible can save you thousands of dollars in interest over the life of the loan. An adjustable-rate mortgage (ARM) could land you a lower rate temporarily, but the rate will likely adjust upward after the introductory period ends. To be eligible for the…

The deadline to file 2025 tax returns is looming on Wednesday, April 15, and while tens of millions of taxpayers have filed their returns, there will likely be millions filing extensions to give themselves until the fall to submit their returns. Taxpayers who need more time to file their 2025…

More than two thousand years ago, Greek philosopher Heraclitus of Ephesus coined the phrase, “Change is the only constant.” That observation has remained true since his death, but now change is happening even faster, largely due to generative artificial intelligence (Gen-AI) technology such as ChatGPT or Claude. And that is…

The bipartisan leaders of Congress’ Joint Economic Committee are sounding the alarm about tax season scams that fraudsters may look to use on unsuspecting taxpayers as filing season winds down. Taxpayers have until Wednesday, April 15, to file their 2025 tax returns or request an extension, and scammers may take…