PM Images/GettyImages; Illustration by Hunter Newton/Bankrate Credit unions are not-for-profit, member-owned institutions that commonly offer savings accounts with above-average rates, low minimum deposit requirements and…
Your tax filing status — married filing jointly or separately, single, head of household — can make a big difference when it comes to how much you’ll owe at tax time. The head of household…
The wildfires may be out, but that doesn’t mean Californians can rest easy. The January 2025 wildfires are on track to be the most expensive natural disaster in U.S. history — topping the damage done by Hurricane Katrina in 2005. Already, the California FAIR Plan has run out of money…
Key takeaways Student loan consolidation rolls multiple loans into a single loan with one interest rate and monthly payment. The interest rate on a new Direct Consolidated Loan is the weighted average of all the consolidated loans. Loan consolidation may not get you a lower rate, though other actions may.…
A chocolate manufacturer has issued a voluntary recall of certain chocolate bars sold in the U.S. and Canada, because they could contain “small stones.” Tony’s Chocolonely Inc., based in Amsterdam, Netherlands and has offices in places like New York City, announced the recall on Monday, saying the chocolate bars in…
Monkey Business Images/Shutterstock Key takeaways A part-time student is generally anyone who enrolls in half of the full-time course load, though definitions may vary. Part-time students can apply for a few types of federal student loans: direct subsidized, direct unsubsidized and direct plus loans. Private lenders also offer loans for…
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Cryptocurrency has long been associated with frauds and outright scams, dating back to at least the massive loss of Bitcoin from the Mt. Gox crypto exchange in 2014. In many ways, crypto is an ideal…
