This past Thanksgiving weekend saw a record-breaking 203 million shoppers, surpassing the 197 million in 2024, according to the National Retail Federation’s Annual Consumer Survey.…
Faced with sticky inflation and a job market that’s losing steam, many Americans are feeling rattled these days. And when it comes to the year ahead, 32% think their personal finances will worsen in 2026,…
What Is the 4 Gift Rule for Christmas? A Financial Safety Net What the 4-gift rule for Christmas provides is a simple guide that helps keep spending focused, especially during last-minute shopping. The rule encourages giving four types of gifts: something wanted, something needed, something to wear, and something to…
Key takeaways The Federal Deposit Insurance Corp. (FDIC) protects your money if your bank fails. Deposits are insured for up to $250,000 per depositor, per FDIC-insured bank, per ownership category. FDIC insurance covers traditional bank deposit products such as checking and savings accounts. In the event of a bank failure,…
You can use money from a health savings account (HSA) to pay for COBRA health insurance, allowing you to cover premiums with tax-free withdrawals. COBRA premiums qualify as medical expenses under HSA rules, which can make an HSA useful for maintaining coverage after leaving a job. Before using these funds,…
Cavan Images/Getty Images Key takeaways It can be intimidating to start building credit without a credit history, but there are several good credit card options available. Interest rates, annual fees, security deposits and potential rewards are all factors to consider before making a decision. Some top options for first-time credit…
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The Federal Reserve on Wednesday announced its third interest rate cut of the year as policymakers moved forward with the cut to support the labor market despite elevated inflation. Fed policymakers voted to lower the benchmark…
