Image: Getty Images; Illustration: Bankrate HELOC rates are feeling the impact of the Federal Reserve’s recent quarter-point rate cut. The $30,000 home equity line of credit fell 18 basis points to 7.63%, its lowest level…

Most drivers only interact with a rental car on vacations or time away — and for many, they can also be a means to getting a vehicle of their own. While rental cars go through many drivers, they also typically have thorough maintenance records and a low price tag. But…

Key takeaways Compound interest refers to the returns that you earn on interest. The impact of it grows significantly over long time periods. Investment vehicles like CDs, high-yield savings accounts and money market accounts can help investors take advantage of compound interest with a shorter time horizon. Any investment that…

Key takeaways Texas has the highest car loan balance of $7,920. While vehicle expenses vary across the country, drivers can still work to secure a competitive rate by improving their credit and comparing different lenders. Vehicle affordability is still a challenge for many drivers and has resulted in more auto…

With the costs of college and retirement increasing at breakneck speed, many parents are feeling the need to invest in their children’s futures as early as possible. Common options include 529 plans and custodial IRAs, with a new option emerging in 2026 dubbed “Trump accounts.” Created under the “One Big…