inCapitalica

Artificial intelligence “substantially reduces wage inequality while raising average wages by 21 percent,” according to a new working paper co-authored by an assistant professor at Stanford University.  The paper released this week by Lukas Althoff, titled “Task-Specific Technical Change and Comparative Advantage” and written alongside Hugo Reichardt, an affiliated professor at…

Dmitrii Marchenko/GettyImages Key takeaways With a Roth IRA, you contribute money without getting an up-front tax break (unlike a traditional IRA, which offers a tax deduction in the year you contribute). The tax break comes later: You can withdraw your money tax-free in retirement. Ideally, you keep your money in…

MoMo Productions/Getty Images Key takeaways FHA loans are insured by the Federal Housing Administration and may have more lenient qualifications than conventional loans. FHA loan limits vary by location, but in 2026, they’re generally between $541,287 and $1,249,125 for single-family homes. You can find FHA loan limits for your area…

The Trump administration said it plans to eliminate kickbacks involving pharmacy benefit managers (PBMs) as part of its goal to lower health insurance for Americans.  The framework, dubbed the “Great Healthcare Plan,” is aimed at lowering drug prices and insurance premiums while holding large insurance companies accountable and increasing price…