Short on cash? Need a loan to renovate your kitchen? Upgrade says they can help (for a fee, of course). Upgrade personal loans and credit cards may seem like an easy, risk-free way to borrow money. But don’t be fooled by the name—doing business with Upgrade won’t actually upgrade your…

There’s an uncomfortable situation we need to look at in this country: the student loan crisis. This debt disaster has become way too serious to ignore—and it’s affecting the lives of millions. Right now, the total amount of student loan debt in the U.S. is over $1.6 trillion.1 That’s mind boggling, folks. Let’s review…

Tired of constantly overspending? Budgeting can help you take control of your money. But if you want to actually stick to your budget every month, you have to track your expenses. Why is tracking expenses throughout the month so important? Because it helps you know where your money is going…

Okay, so you want to start budgeting. That’s great! But with so many budgeting methods out there, which one do you go with? One popular way to budget is the 50/30/20 rule, where you divide your spending and saving into three categories: 50% to needs, 30% to wants and 20% to…